Collections decisioning · for UK SMBs and bookkeepers

Upload overdue invoices. Get a ranked chase plan in minutes.

Zentra Collect turns AR ageing reports into clear next actions — who to chase, what to ask for, what to ignore, what cash is likely to land. Action + reason + draft message, in one calm workspace.

Human approval before every sendNo card for trial
Today's focus

Recover £105,940 sitting overdue. Two calls likely move the needle most.

1
Ashford Digital
54d overdue · Send payment reminder
£12,750
Review
2
BluePeak Design
77d overdue · Call customer
£8,900
Review
3
Northline Creative
63d overdue · No action needed
£6,400
Review
What it answers

A focused decisioning layer for messy AR.

Who should I chase today?
What should I ask for?
What changed since last import?
Is it safe to chase this customer?
What cash is likely this week?
How it works

From CSV to chase plan in four steps.

1

Upload

AR ageing or invoice export — CSV today, Excel soon.

2

Rank

Rules-first ranking with reasons — not a black box.

3

Review

Action + reason + draft message + safety checks.

4

Outcome

Record what happened. Watch the queue update.

Scenarios

Every overdue invoice gets a different chase.

Payment reminders
Promise follow-ups
Dispute responses
Statement requests
AP-contact requests
For bookkeepers

See which client ledgers need attention first.

Portfolio mode is built for bookkeepers managing multiple small business clients. One pane across every ledger, weekly client briefs, ledger-level risk, and a clear queue for where to spend the next hour.

One pane
All clients

Sortable by overdue, exceptions, or risk

Per client
Weekly brief

Email-ready summaries for client meetings

Pricing
From £49/mo

Up to 5 client ledgers on Starter

Safety

Recommendations stay human-approved.

Human approval before every send
Activity history per invoice
Plain-English safety checks
No legal or accounting advice
Pricing

Clear plans for small teams and bookkeepers.

Start with the demo. Move to a 14-day trial when you're ready to import your own data. Upgrade to a paid plan to keep going.

14-day Trial
£0

14 days, no card required. Upload your own AR exports.

No card required
100 active invoices
2 imports total
25 AI actions
Export everything anytime
Start free trial
Starter
£13.99/mo

For sole traders and micro businesses with a small invoice book.

1 business
50 active invoices
2 imports / month
10 AI actions / month
Weekly digest preview
Single BusinessRecommended
£39/mo

For one small business running a practical chase process.

1 business
500 active invoices
10 imports / month
200 AI actions / month
Weekly digest preview
Bookkeeper Starter
£99/mo

For bookkeepers managing a handful of client ledgers.

Up to 5 client ledgers
2,000 active invoices
unlimited imports / month
500 AI actions / month
Weekly digest preview

Founding access available for bookkeepers and single-business owners during beta. Talk to us.

FAQ

Straight answers before you start.

Do I need Xero or QuickBooks?

No. CSV/Excel exports work. Most accounting tools can produce one in two clicks.

Does Zentra send emails automatically?

No. Every message is reviewed and sent by you from your own inbox. There is no auto-send.

What happens after the trial?

Your data stays available. New imports and AI drafts pause until you upgrade — you can also export everything before then.

What counts as an AI action?

Drafts, rewrites, reply classification, mapping suggestions, and weekly brief summaries.

Is this debt collection or legal advice?

No. Zentra is a decisioning and drafting tool. You remain responsible for what you send and to whom.

Get started

Turn overdue invoices into today's action plan.

Zentra Collect is a decisioning and drafting tool. It does not send messages automatically and does not provide legal, accounting, or tax advice. You remain responsible for reviewing and approving every message before it goes out.